Current accounts

• Think about ease of access to your account, do you want the benefits of online banking only or do you need to combine with a more traditional bank?



• Look at the details, what is your overdraft facility and the cost of any penalty fees should you incur them.



• What is the rate of interest on your current account. Traditionally consumers have accepted little or no interest on a current account. Today with greater competition it is now possible to earn a better rate of interest on a current account but check for penalty fees or other charges.